Five Ways I Started Saving Money

I’m desperately trying to save for a house at the moment. And that is probably an understatement! I’m doing absolutely everything in my willpower to save money whether that’s selling clothes on depop, babysitting or doing the following. Please don’t take these tips as gospel as they aren’t, they just work for me!

saving money


Deleting emails

ASOS are so bloody good at sucking me back into buying whatever is in my saved basket and the same goes for Office too when they notify me about their latest sale. I believe in ‘out of sight, out of mind’ so recently I’ve been binning these emails before you could say ‘take my money’. This way, when I’m bored and start revisiting my emails, I won’t be tempted to reopen them! Sorry to the marketing teams at my favourite shops for affecting your click through rates!

Eating in

If there’s one thing I could spend a horrendous amount of money on, it’s probably food. So to combat this desire, I’ve been making a conscious effort to eat in with either mine or Toby’s family. You’d be surprised at the amount of money I’ve saved from it as well as taking my own lunch into work rather than popping to Tesco every lunch time.

Setting goals

I am soooooo motivated to move out it’s actually ridiculous. Even the thought of buying tea towels and ironing boards makes me excited so I know deep down that I’d rather save another £40 for a mortgage than buy another pair of jeans. I’ve also set goals for myself every month for how much I want to save. This has really helped as I’m a very determined person and want to reach that target otherwise I feel like I’ve failed.

saving money

Sacrificing my social life

Trust me, there is nothing I enjoy more than a drink at the pub with my friends. Or going out for dinner, or bowling or the cinema or any other of the random things we get up to. However, it comes to a point where you do have to sacrifice that curry night (like I did last week) or that trip to the cinema. I’m not saying never go out with your friends and enjoy yourself, it’s just for me, sometimes I’d be going out and spending £30 for the sake of it when in hindsight, I could’ve just waited for the film to come out on DVD!

One treat per month

We all know it’s virtually impossible never to treat yourself so I’ve cut it down to one treat per month. This could be anything from makeup to shoes to a nice dinner out but only once a month! I’ve also been using Love The Sales for all my online shopping because everything is just so much cheaper and more hassle free! It’s a genius idea and I wish I had found out about it sooner (before they contacted me – this isn’t sponsored by the way!) because I’m sure it would’ve saved me a tonne of money!

I can honestly say since I’ve started doing these five things, my bank balance has dramatically increased! I’m not saying I’m a financial advisor or anything but these tips really have helped me and I hope they can do the same for others.

If you have any other tips for saving money then I’d love to know! Just leave them in the comments and we can all help each other out! We’ll be millionaires before you know it!


  1. Ariadna Morell
    10/09/2017 / 21:17

    I used to spend so much eating out, now I try to eat in as often as possible! I need to unsubscribe from all the emails though, I keep getting emails from ASOS and Zara and that's just not good haha x

    Ariadna || RAWR BOWS

    • Katy Stephenson
      21/09/2017 / 13:37

      ASOS and Zara are the worst, they suck me in so bad! x

  2. Sophie Mariah
    22/12/2017 / 20:10

    I am absolutely terrible at saving money but I REALLY need to start! It's not so much the clothes, etc. it's food! However, saying that, I do make my own packed lunches for uni to save on splurging money in the uni's cafe! Thanks for sharing your ways of saving money!

    Sophie xx |

    • Katy Stephenson
      22/12/2017 / 20:14

      Food is the worst isn't it! That's so good that you make your own lunches though even though I bet the cafe food is so tempting! x

  3. Rosa
    10/01/2018 / 14:43

    I’ve also started cutting back on some social activities lately and have found myself saving some money.

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